Terms & Conditions

Introduction

These terms and conditions (“Terms”) govern your use of our financial services (“Services”). By using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use our Services.

1. Eligibility

You must be at least 18 years old and legally authorized to enter into contracts to use our Services. By using our Services, you represent and warrant that you meet these eligibility requirements.

2. Account Registration

To use our Services, you must create an account with us. You agree to provide accurate and complete information during the registration process and to update this information as necessary. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to immediately notify us of any unauthorized use of your account or any other breach of security.

3. Use of Services

You agree to use our Services only for lawful purposes and in accordance with these Terms. You may not use our Services to:

1. Engage in any illegal activity;
2. Violate the rights of others, including their intellectual property rights;
3. Harass, abuse, or harm others;
4. Interfere with or disrupt our Services or servers;
5. Introduce viruses or other harmful code;
6. Attempt to gain unauthorized access to our Services or servers;
7. Use our Services to send unsolicited commercial communications or spam;
8. Engage in any activity that could damage, disable, overburden, or impair our Services.

4. Fees and Payment

We may charge fees for certain Services. You agree to pay all fees in accordance with our pricing and payment terms. We reserve the right to modify our fees and payment terms at any time. If you do not agree to any fee changes, you may cancel your account.

5. Intellectual Property

Our Services and all content and materials included in our Services, including but not limited to text, graphics, logos, button icons, images, audio clips, digital downloads, and software, are owned by us or our licensors and are protected by Indian and international copyright, trademark, and other intellectual property laws. You may not use our Services or content for any commercial purpose without our prior written consent.

6. Disclaimer of Warranties

OUR SERVICES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT OUR SERVICES WILL BE ERROR-FREE, UNINTERRUPTED, OR FREE OF HARMFUL COMPONENTS.

7. Limitation of Liability

IN NO EVENT SHALL WE BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, WHETHER ARISING IN CONTRACT, TORT, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, BUSINESS INTERRUPTION, OR LOSS OF DATA, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OUR SERVICES.

8. Indemnification

You agree to indemnify and hold us harmless from and against any and all claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or in connection with your use of our Services or your violation of these Terms.

9. Termination

We may terminate your account and these Terms at any time for any reason, without notice. Upon termination, you must immediately cease all use of our Services.

10. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms shall be submitted to the exclusive jurisdiction of the courts of India.

11. Changes to these Terms

We reserve the right to modify or update these Terms at any time without prior notice. Any changes will be effective immediately upon posting the updated Terms on our website. Your continued use of our Services after the posting of the updated Terms constitutes your acceptance of the changes. We recommend that you review these Terms regularly to ensure that you are aware of any changes.